Stephania Streit

About Stephania Streit

Stephania Streit is the Founder of Streit Smart Divorce and Streit Smart Mediation, specialized financial and mediation services firms serving families nationwide from their base in Pensacola, Florida. With over 20 years of proven experience bridging finance and family law, Stephania has built her practice on a foundation of expert credentials, measurable results, and a deep commitment to helping families navigate one of life's most challenging transitions with dignity and financial security.

Professional Expertise and Certifications

Stephania holds multiple advanced certifications that represent the highest standards in divorce financial planning and conflict resolution:

Certified Divorce Financial Analyst® (CDFA®)

Specializing in the financial implications of divorce and post-divorce financial planning

Certified QDRO Specialist (CQS)

Expert in navigating the complex landscape of retirement plan division and Qualified Domestic Relations Orders

Florida Supreme Court Certified Mediator

Certified in Circuit Civil, Family Law, and County Civil mediation, demonstrating mastery of dispute resolution across multiple legal domains

This unique combination of financial expertise and mediation certification positions Stephania as one of the few professionals who can address both the analytical and interpersonal dimensions of divorce proceedings. Her dual competency allows clients to work with a single trusted advisor rather than coordinating between multiple professionals during an already stressful time.

The Streit Smart Approach: Results-Driven Solutions

What distinguishes Streit Smart Divorce is its proprietary methodology designed to achieve financial clarity and emotional closure efficiently. The practice specializes in:

Strategic Financial Planning for Divorce

Customized equitable distribution strategies tailored to each family's unique circumstances
Creative asset protection initiatives that benefit all parties through strategic tax planning and risk management
Comprehensive retirement plan navigation, demystifying QDROs and ensuring fair division of complex assets
Post-divorce financial roadmapping to establish stability and sustainability for clients' new lives as individuals

Efficient Timeline Commitment

Most cases are resolved within 90 days or less, minimizing both the emotional toll and financial burden of prolonged proceedings. This efficiency is achieved through Stephania's systematic approach that prioritizes education, empowerment, and informed decision-making.

Nationwide Reach, Local Touch

While based in Pensacola, the Streit Smart group serves clients throughout the United States, providing divorce financial analysis, consultation, and mediation services to pro se litigants, attorneys, and employers across all 50 states.

Philosophy: Empowerment Through Education

Stephania's approach is rooted in a fundamental belief that informed clients make better decisions. Rather than simply dictating solutions, she empowers individuals and families to understand their options, evaluate trade-offs, and settle differences amicably. This philosophy is particularly important when children are involved, as Stephania prioritizes the emotional and financial best interests of all family members, with special attention to minimizing disruption for children during the transition period.

Her work focuses on helping families acquire not just a divorce settlement, but a clear financial pathway from married to single life—one that they understand, can execute confidently, and that positions them for long-term financial success.

Career Background

Two Decades of Financial Leadership

Stephania's expertise is built on more than 20 years of hands-on experience across various sectors of the retail financial services industry. Throughout her career, she identified a critical gap in family law: divorcing couples and their attorneys often lacked access to sophisticated financial analysis that could preserve both their present circumstances and future financial health.

This realization led her to create Streit Smart Divorce—her answer to the need for specialized financial expertise in family law matters. The practice has become a trusted resource for families who prefer to make educated, informed decisions about their financial future post-divorce, helping them establish their "new normal" with confidence and security.

Her background spans:

Personal financial advisement and consultation

Tax planning and retirement account management

Equitable distribution strategy development

Risk management and asset protection

Complex financial analysis for high-net-worth and middle-income families alike

Educational Foundation

Stephania earned both her Bachelor of Science in Business Administration (B.S.B.A.) in Economics and International Business and her Master of Science (M.S.) in Economic Development from the University of Southern Mississippi. This strong academic foundation in economics provides her with the analytical framework necessary to navigate complex financial scenarios and develop creative solutions for divorce-related financial planning.

Her commitment to education and empowerment has deep family roots. Stephania's grandmother, Flossie Burge, and mother, Ann Stanley, were both administrators and teachers in Mississippi, collectively serving over 100 years in education and providing literacy skills to individuals who otherwise would not have had access to learning. This legacy of service through education continues in Stephania's work, as she educates clients about their financial options and empowers them to make informed decisions during difficult transitions.

Career Background

Demonstrated Leadership and Community Trust

Stephania's credibility extends beyond her professional certifications to include significant leadership roles that demonstrate the trust placed in her by government officials, community organizations, and fellow board members.

Government Appointments

Gubernatorial Appointee (2013) - Appointed by Governor Rick Scott as Trustee of Pensacola State College, one of the largest community colleges in Florida, overseeing institutional governance and strategic direction
Advisory Board Member (2022) - Appointed to the Escambia River Electric Cooperative Advisory Board, providing guidance on utility operations serving thousands of local families
State Board Member (2014-present) - Serving as lay Board Member of the Florida State Board of Cosmetology, contributing regulatory oversight and policy guidance

Nonprofit Leadership and Fundraising Excellence

These appointments and leadership roles underscore the confidence that government officials, educational institutions, and community organizations place in Stephania's judgment, integrity, and ability to serve the public good.

Personal Life and Values

Stephania is the proud mother of two adult children who embody the values of service and dedication she holds dear:

Daniel Wilson

Currently serving in the U.S. Marine Corps, stationed in California, continuing the family's military legacy following in the footsteps of his grandfather, a career officer in the U.S. Navy

Ashley Wilson

A third-grade teacher in Arkansas dedicated to education and literacy, carrying forward the family's three-generation teaching tradition with aspirations to establish a school that teaches not only academic fundamentals but also essential life skills including work ethic, critical thinking, and self-discipline

Why Clients Choose Streit Smart Divorce

Clients and attorneys choose to work with Stephania because she offers a rare combination of:

Technical Expertise

Multiple certifications and 20+ years of experience in both finance and mediation

Holistic Understanding

Ability to address both the financial and emotional dimensions of divorce

Efficient Process

Proven track record of resolving most cases within 90 days

Educational Approach

Commitment to client empowerment through understanding and informed choice

Proven Trustworthiness

Demonstrated through government appointments, community leadership, and client outcomes

Nationwide Capability

Serving clients across all 50 states while maintaining personalized attention

Professional Mission

Stephania's mission is clear: to help individuals and families navigate divorce proceedings with their financial security intact and their dignity preserved. She believes that with the right expertise, strategic planning, and commitment to amicable resolution, families can emerge from divorce positioned for financial success and emotional healing.

Whether serving as a divorce financial analyst, QDRO specialist, or certified mediator, Stephania brings the same dedication to every case: helping clients make the informed, strategic decisions that will serve them well today and for years to come.

Call (850) 748-1621 or Contact Us to begin.